Types of Credit Cards
There are many different types of credit cards. Make sure you understand what each type is meant for and what you are able to do with them.
Secured credit cards are a terrific option for establishing or rebuilding your credit history. Generally accepted wherever major credit cards are accepted, secured cards are easy to get, even if you have bad or no credit history. Making your payments on time will help to build a positive credit reference.
What sets secured credit cards apart from unsecured credit cards is that secured credit cards often require a deposit in order to receive a line of credit.
Unsecured credit cards are designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit. Although approval is not guaranteed, approval is more likely with one of these cards.
Pre-Pay & Debit Cards
Pre-pay and debit cards offer the convenience of a card without the hurdle of a credit check. These cards are ideal for making daily purchases because they are debited directly from your account. Pre-pay or debit cards are generally guaranteed to be approved and are very similar in nature to a traditional checking account.
Ready to Find Your Card?
Simply fill out the form on the top of this page, review your options, and apply! Your information is secure with Go Bank Cards, and we only partner with financial institutions that prioritize your online safety.